In today's episode, we dipped into the mailbag and pulled out a question from one of you, our listeners. To be more precise, the question was part of a comment that was asked after episode 25 (Life Insurance as a Retirement Tool Part 1).
You guys touched on the expenses associated to the Life Insurance and how they compare to the other investment tools available.
Could you do a podcast elaborating the “researched” numbers comparison that was broadly talked about in this podcast? I understand your method is different from the vanilla type structured policy, but it would be even better if you can compare your structured policy’s expense to vanilla version policy’s expense to the common market based retirement account’s expense.
We thought this was a great question and is something that we've discussed privately at length. So, Brandon got to dust off Excel and get to work crunching numbers. He was excited to say the least.
What did he discover after plugging in all the numbers?
Listen to find out.
And we wouldn't be doing our job if we didn't encourage you to contact us if you'd like us to do some specific number crunching for your situation. Life insurance isn't always the best answer but often times it can be a piece of the puzzle.
Brantley is a practicing life insurance agent and has been for over 18 years. After years of trying to sell like his sales managers wanted him to, he discovered that people want to buy life insurance if you actually explain the benefits.