Category Archives for Insurance Pro Blog Podcast

Whole Life Insurance Rates: What’s the Cost of Waiting to Buy?

You are never going to pay less for whole life insurance than the amount you will pay this year.  Whole life insurance rates become dramatically more expensive (actual dollar cost and the cost of lost

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2019 Whole Life Insurance Dividend Announcements

It's November and that means it's time for most major U.S. life insurer who have any significant focus on whole life insurance sales to announce anticipated dividends for next year.  We've already heard

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Should You Intentionally UNDERfund Whole Life Insurance?

Last week I was having an email conversation with a member of our audience. As part of an email that I sent out (to those lucky enough to be on our subscriber list), I asked a question and I got quite

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Is Universal Life Insurance Collapsing?

Universal life insurance is really not that interesting, but you'd never guess that by reading pretty much anything that gets published about it in the mainstream press. In fact, it has been featured in

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Working With Bad Life Insurance Companies

Today's episode is all about the evils of working with companies that turn out to be major disappointments. Who are we talking about specifically? Well, we're not gonna name names here. Not today.

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The Key to Selling More Whole Life Insurance

Seven years ago the Insurance Pro Blog started as a resource to "demystify life insurance."My original purpose was to spread the good word on life insurance--specifically whole life insurance and eventually

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Whole Life Insurance Pros and Cons

First, I feel the need to provide context for this post. 99% of our clients want to use cash value life insurance as an asset class. Which means people need to distinguish whole life insurance from

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Whole Life Insurance Dividend Rates Exposed

Every year, usually sometime in November, life insurance companies that sell participating whole life insurance report their plans to pay dividends to policyholders. When the insurance companies talk about

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