Historical Returns of Asset Classes Compared to Whole Life Insurance

Historical Asset Returns

The periodic table of investments is a quick view of how varying asset classes performed year-over-year.  Started by the Callan Institute, back in the late 90’s the periodic table method of comparing asset classes gained wide expectance as a key way to visualize how various asset classes rank against one another.  Additionally, several asset managers/mutual …

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Are Whole Life Insurance Companies Safer than Universal Life Insurance Companies?

whole life safer than universal life

A couple of weeks ago, we addressed a suggestion that whole life focused insurers are more conservative investors who seek out specifically guarantees when they make their investment decisions.  We tested this theory with a comparison looking at the investment profiles of Northwestern Mutual (the number one issuer of whole life insurance in the United …

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