All posts by Brandon Roberts
TEFRA DEFRA TAMRA: How Taxes Effect Life Insurance
Life insurance enjoys some unique tax benefits, but it also faces limits imposed by legislation we know as TEFRA DEFRA and TAMRA. These pieces of legislation established specific guidelines as to what
Continue readingIs 10 Pay Whole Life Insurance Any Good?
Using whole life insurance as a place to store cash and to accumulate wealth works well for people who have a decent amount of discretionary income and realistic expectations. Most life insurance companies
Continue readingBest Whole Life Insurance Products for Cash Value 2018
We originally released our opinion on the best whole life products for cash value accumulation in 2013. We re-visited the subject in 2014, and then never again discussed the topic. In truth, the topic
Continue readingThe DOL Rule is Dead
The DOL Fiduciary Rule is dead. It went out with an unceremonious whimper last week. Financial media sources covered the news almost no one cares about through short articles noting the progress that
Continue readingHow to Plan Retirement Income
It occurred to me recently that 2018 marks a milestone anniversary for me. I've now worked professionally in the financial services/insurance industry for 10 years. That's 10 years of being paid to
Continue readingIndexed Universal Life Insurance Pros and Cons
There are so many questions floating around the internet that center around indexed universal life insurance pros and cons. Indexed universal life insurance is the hottest thing going in the life insurance
Continue readingWill Your Indexed Universal Life Insurance Policy Produce an 8% Average Return?
Last week we discussed the probability of achieving various returns on a passive investment in the S&P 500. This week I want to take a similar analysis and direct it to indexed universal life insurance.
Continue readingWhat are your Odds of an 8% Average Return on Investment in the Stock Market?
When you start your career in the financial services industry you pretty quickly figure out that you must bow at the altar of the average return on investment in the stock market. Well, that and a couple
Continue readingIPB 102: Is Index Universal Life Insurance Market Neutral?
We like life insurance because it marches to its own beat. In other words, when CNBC is reporting panic over Facebook, life insurance carries on almost as if its never even heard of Mark Zuckerberg.
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