All posts by Brandon Roberts
Life Insurance Illustration: Basic vs. Supplemental Ledger
A life insurance illustration is a tool that agents use to detail the various features of a proposed life insurance policy. These rather lengthy documents contain a lot of information and sometimes delineate
Continue readingShould I Buy Whole Life Insurance?
Should I buy whole life insurance if I'm young and have no dependents? This is a question that we field more often than you might think, so today we want to address this question for those who might
Continue readingWhole Life Insurance as an Investment
If you spend any time looking around this site, you'll find plenty of content detailing the various features of whole life insurance. We've detailed at length the use of whole life insurance specifically
Continue readingAnnuity Buyers Can Do Better But Should They?
What drives annuity buyers? I mean with all the negative press about the evils of annuities, what on earth possesses these people to actually pull the trigger and purchase an annuity? Let's not forget
Continue readingThe Definitive Discussion on Whole Life Insurance Dividend Recognition
Whole life insurance dividends are a fun subject we discuss quite regularly. But a more obscure and advanced topic on this subject is the way life insurer adjust dividends (if at all) whenever a policyholder
Continue readingBuy Term and Invest the Difference Is Still Broken
Buy term and invest the difference is an academic argument that suggests you should skip the “expensive” whole life insurance et. al. and instead by “cheap” term insurance. You
Continue readingHow Do Life Insurance Policy Loans Work?
Can you borrow against life insurance and how do life insurance policy loans actually work? For a lot of life insurance policies out there, the answer is yes. However, there are some types of life insurance
Continue readingNew York Issues Warning on Universal Life Insurance
We've all seen articles chronicling the woes faced by policyholders who own universal life insurance. The names change, but the theme tends to remain the same. Joe insurance purchaser bought a universal
Continue readingIs it Better to Work with the Largest Life Insurers?
Buying whole life insurance or universal life insurance as a cash accumulation tool or even because you want a permanent death benefit requires you to make a long term commitment to the life insurer.
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