When shopping for life insurance, the best strategy is first to understand your objective in buying life insurance and then focus on the products best suited to meet that goal.
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One of the niftiest features of whole life insurance is the option to make it paid-up at any point in your lifetime. The reduce paid-up feature for whole life allows you to electively stop paying premiums
How to evaluate life insurance companies is a question that plagues both consumers and industry professionals. Many companies love to market on ratings or a single financial metric at which they excel.