Archive for the Insurance Pro Blog Podcast Category


IPB 075: Stay for the 401k?

In episode 75, our discussion revolves around a suggestion that comes from this article over at Fox Business. In particular, the article points out that many larger and well-known employers are aggressively raising their matching contributions for their employees in the company 401k plan. The article goes on to suggest that companies believe this is […]

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IPB 074: Whole Life Insurance Litigation

  Recent settlements have been reached between policyholders and a couple of mutual life insurance companies. Turns out an obscure bit of insurance regulation from 100 years ago might get you an extra $22 that you weren’t expecting. We’ve been asked a few times about these lawsuits over dividend underpayment, so we’d share our perspective […]

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IPB 073: Don’t Worry About the Economy…We Got This

  Recent comments from Fed Chairman, Janet Yellen, indicate that she thinks we’ll never see another financial crisis like we saw in 2008. She’s probably right but is that really a profound observation?

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IPB 072: How Do You Define “Best Interest”?

  Well, the day of reckoning has come and gone. The new Department of Labor’s new Fiduciary Rule is largely in effect across the financial services industry. Discussion over the rule and its implications have been debated over the last couple of years with a fair degree of intensity. Still it seems that the smoke […]

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IPB 071: Nationwide Sued for Increasing Cost of Insurance

  Are increasing COI charges really a problem with universal life insurance? Or could it be that competence in understanding policy design (from the outset) and management is actually more important? Today we’re discussing an ongoing lawsuit between a family and Nationwide regarding a couple of variable universal life policies that are owned by an ILIT […]

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IPB 070: Question and Answer-Round 2

Episode 70 marks only our second FAQ episode since we started the Insurance Pro Blog Podcast. But it proves that we do indeed love the questions that we get from our audience, so keep’em coming our way. We’ll do our best to get to them in our upcoming Q&A episodes. We were planning to answer […]

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IPB 069: Look Harder Before You LEAP

  Today’s episode revolves around a discussion of the LEAP system and how it contributed to the revocation of an insurance agent’s license. An agent in Ohio had his insurance license revoked after using the LEAP system to sell life insurance as an investment. Now, this happened back in April 2016, so I wouldn’t consider […]

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IPB 068: Unsinkable Whole Life Insurance

  We often hear stories of sorrow regarding evil life insurance companies. Stories that depict how a person paid thousands of dollars in premium only to have the insurance company steal all their cash and cancel their coverage. But does it really happen that way? Anything is possible I suppose, however, when we took a […]

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IPB 067: Should You Use Life Insurance to Diversify Your Retirement Income?

  How could life insurance fit into your overall retirement income plan? That’s what episode 67 is all about. For most people going forward, relying on pensions to form a stable foundation for their retirement will not be an option. That means that most will be faced with two income sources: Social Security Income generated […]

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IPB 065: According to DALBAR Average Investor Results Are Below Average

  Over the last few years…basically since the beginning of the Insurance Pro Blog going back to the summer of 2011, we’ve been preaching the gospel of whole life insurance. Sure, there have been plenty of people who’ve come along to tell us how wrong we are and how a simple investment in an index […]

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