About Brandon Roberts

Brandon Roberts has been a member since April 19th 2012, and has created 253 posts from scratch.

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160 Are You Ducking Crazy?


Despite it being a bit of a slow week in the world of financial news, we managed to find a few nuggets that hopefully you’ll find interesting.

Today we are talking about President Obama’s proposed budget for 2016…well not really. But we are discussing some of his proposed changes to how IRA’s are taxed–both in regard to Roth IRA conversions and to the repeal of stretch IRA provisions. No doubt both will prove to lightning rod issues for many.

Also, we’re taking a look at a grand experiment that is being funded by Peter Thiel that pays kids to drop out of college and dive into the world of entrepreneurship. It started a few years back and we have an update on its progress.

Institutional bond investors have decided now’s the time to buy bonds? Seems like they’re late to the party…no?

Finally, we look at some common mistakes and misconceptions surrounding life insurance beneficiaries. Yes, we know it’s not terribly interesting but it is very important, be sure not to skip it as it could save your heirs a ton of trouble and money.

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159 This Episode Brought to You By Apple


No today’s episode of the Financial Procast is not really sponsored by Apple, but if you listen closely you’ll get the joke. All I can say is thank goodness for the amazing battery life of my Macbook Pro Retina. We were able to record this hour long podcast with me only having about 25% of the battery life when we started.

But not to worry, this episode has nothing to do with that in particular, just a little humor to get things started.

No, there are much more pressing issues to discuss today…so let’s get to it. Read More…

158 You Are NOT Diversified!


In episode 158 we were truly given the gift of awesome topics to discuss and we even get to reference some commentary from one of our favorite economists/financial commentators, Robert Shiller.

Today we’re discussing what Dr. Shiller thinks investors can expect in regard to asset returns moving forward, the rise of “roboadvisers” (and their insane valuations), millennials have discovered that you actually have to pay for stuff, and we think that most of investing world has the idea of diversification all wrong. Read More…

157 What It Takes to Become a 401k Millionaire


Well, we’re back after I was gone on a little vacation last week. I know that many of regular listeners were shocked that we didn’t release an episode last week as it is customary for us to do so even when one of us is away. Alas, life happened and we weren’t able to record anything prior to my time away.

But never fear, we have a great lineup for you today.

Now, I will admit at least part of our episode is a bit self-serving but that’s only the first 15 minutes or so. If you don’t like to hear us gripe, we understand, just look at the time stamps provided below and skip ahead to the parts that interest you more. Read More…

Whole Life Insurance Company Investment Risk: Non-Investment Grade Bonds to Surplus

Choosing a whole life insurance company’s product as a place to store cash requires a deeper understanding and trust in the company’s ability to care for your money. There are a multitude of metrics that we look at when we select a company for a client and these various metrics help us measure risk faced by a policyholder; this risk touches on multiple considerations mostly concerned with continued operational success.

Some of the metrics we use worry about continued success through mitigating the risk of negative economic considerations or operational losses be they business losses or investment losses. Today we’ll discuss one metric that focuses exclusively on investment risk loss.

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