About Brandon Roberts

Brandon Roberts has been a member since April 19th 2012, and has created 302 posts from scratch.

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IPB 040: Single Premium Whole Life Insurance


Just yesterday, we realized that since we started the podcast back in November of 2015 we’ve not discussed anything specifically regarding single premium life insurance.

With interest rates today at their lowest point in recent history and for a protracted period, many life insurance companies have chosen to pull their single premium products. But there are still a few available. Read More…

IPB 039: Giving Up Control of Your Money

mind control

If you haven’t listened to episode 38, I encourage you to go back and listen to it before you listen to this one. Not that you have to but I think that listening to both of them will give you a better perspective.

We believe that the need to really understand income planning is so important we’ve dedicated two weeks to discussing it hear on our podcast.

In this second part of our discussion we’re talking more specifically about the “illusion of control”. What do we mean by that? Read More…

IPB 038: Income Planning Is a Lot Harder Than You Think


I know, when you see a title that includes “income planning” you begin to wonder… “Isn’t this a podcast about life insurance?”

Yes, it is.

And we are talking about life insurance, annuities, etc. in the episode as we wrap up this discussion about income planning. But we felt like it was really important to give some context for that conclusion first.

So many times in our industry, people trot out solutions before they’ve accurately described the problem.  Read More…

IPB 037: What Whole Life Product and When?


In this week’s episode, we dip into the mailbag to answer a question submitted by someone in our audience.

Olivia writes, “Would you discuss the differences for some specialty whole life insurance products and when they might be appropriate for someone?…7 year pay premium, 10 year pay premium, interest sensitive”

So, we’re answering that question.

If you have questions for us that you’d like to hear us answer on a podcast, please let us know. You can shoot us an email by using this form. We’d love to hear from you.

IPB 036: How Negative Interest Rates Could Effect Life Insurance

negative_rates

There’s a lot in the news recently about negative interest rates. It’s surreal to think that central bankers have gone to such extremes in attempt to stimulate economic growth.

If you don’t know what I’m referring to Read More…

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