About Brandon Roberts

Brandon Roberts has been a member since April 19th 2012, and has created 223 posts from scratch.

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135 Not as Guaranteed as You Might Think

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There seems to be an eternal debate that persists regarding whole life insurance and universal life insurance. Agents, insurance companies and some consumers that sit on either site of the argument will swear that one is definitely better than the other.

In our experience, most whole life insurance hacks will point at poorly designed universal life insurance policies that were sold in the 1980′s as an example of why the product (UL) doesn’t work. They will claim that the policies will leave people needing to make large additional premium payments as they age to keep the policies in force. Read More…

134 Fees Are Better than Commissions

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I’m sure that the title of today’s financial procast will cause some of you to wonder if we’ve just completely lost it. Well, there’s certainly an argument for that, however, we just figured that we would agree with all the people out there that actually believe that statement.

It’s true…fees are better than commissions.

At least for the people who charge fees it’s better.  Read More…

133 The Two Retirement Income Planning Methods

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Retirement income planning is indeed one of those topics that we’ve discussed on a few different occasions or probably more than just a few actually. But it’s one of those topics that has a great deal of nuance.

There are really two main schools of thought when it comes to retirement income planning. One has sort of dominated the discussion for the last couple of decades and the other philosophy has been around much longer but is having a resurgence in popularity. Read More…

132 You’re Standard and That’s a Good Thing

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Today we are talking about a very important aspect of insurance underwriting. So as everyone quits listening at that point…no seriously hang in there to the very end and we’ll reveal something super secret!

No really, there’s no big secret but we promise to make this an interesting episode.

This is one of those topics that we should have covered in the first five episodes and/or blog posts but we didn’t. And we are attempting to go back and right the wrongs of our past. Read More…

131 Stock Market Crash Ahead? Who Cares?

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Didn’t we just talk about the Dow broke 17,000 for the first time? Yes we did. Since then the average has fallen and come back just a bit. As of this very moment, its sitting at 16,651.

But honestly do we think the market is headed back up and will keep moving up? Or will it all fall part and accelerate downward trading.

We honestly have no clue. Read More…