Breaking News: Ohio National Announces 2014 Dividend

MetLife Announces 2014 Dividend Rates

Ohio National Life has announced the dividend interest rate for 2014. In an announcement from President and CEO Gary “Doc” Huffman, ONL noted its great expense management, strong portfolio performance, and very favorable mortality experience. No word on what the total dividend payout is for the entire company (not that it matters much to any single individual).
So what’s the new rate?

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Breaking News: MassMutual Announces 2014 Dividend

MetLife Announces 2014 Dividend Rates

MassMutual announced its plan to pay $1.49 billion in dividends to participating policy holders in 2014. This will be the largest total dividend payout the company has made in its 162 year history.

We all know the total payout doesn't mean much to the individual policy holder. We all want to know what that means the effective dividend interest rate will be.

And the answer is…

Keep ReadingBreaking News: MassMutual Announces 2014 Dividend

Whole Life Insurance Company Investment Yield Comparison

Whole Life Insurance DividendsWhen it comes to evaluating whole life insurance dividends and whole life insurance yields it’s important to keep an eye on the investment results of a company’s general account. The general account is the collection of assets the company holds under management to support most of its fixed insurance products.

Since investment return is one of the three main components of whole life insurance (or any permanent life insurance) design, ignoring a company’s investment performance would be a critical error.

Keep ReadingWhole Life Insurance Company Investment Yield Comparison

What Is Whole Life Insurance & How Does It Work?

The Basics of Life Insurance Part II

Known by a few different names, and probably the most tweaked product in the industry, Whole Life (aka straight life in older circles) has a several centuries history of offering guaranteed death benefit for the entire lifetime of the insured.

In the world of guarantees, nothing beats it, and it has been an anchor for conservative savings plans for just about as long as it's been in existence.  It's also one of the most hotly debated products in the insurance industry as opinions run wild about its overall usefulness compared to other products that exist today. 

Keep ReadingWhat Is Whole Life Insurance & How Does It Work?