Applying for life insurance is not a terribly complicated process for people who have only minor health issues. On the other hand, for people who have more serious issues with their health it can be a much more arduous process. In particular for people who suffer from either type of diabetes type 1 or type 2. Their are unique challenges presented by both types of diabetes when one is trying to secure a life insurance policy with competitive pricing.
Those who have diabetes should be prepared for different pricing, requirements, and products, than people without the disease whose body has the ability to maintain their insulin levels normally. Also, with both types of diabetes you can expect varying conclusions from life insurance companies as each them view type 1 and type 2 a bit differently.