How Much Do You REALLY Need to Generate Your Retirement Income

How much Money do I need to Retire

A lot of Americans are struck ill thinking about how much money they need to retire. Several trade associations within the financial services industry have noted the lack of preparation both consumers and financial advisors et. al. have as it relates to turning your heard earned and saved dollars into retirement income. This problem has sparked a massive revamping of academic instruction among the industry’s best-known degree/certificate granting institutions.

This has accomplished some success in at least changing the conversation as it relates to retirement planning, but there’s still plenty of room for additional awareness and today I want to drive home a significantly important point about what it will really take to achieve comfortable retirement income.

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Retirement Savings Roulette

Retirement Savings Roulette

As of late, it would seem that a great many people are engaged in a bit of retirement savings roulette and I’m afraid it’s not going to end well for them.

Just in case you’ve been living under a rock for the past four years or so, interest rates paid on traditional income generating retirement vehicles—i.e. CD’s, Bonds, Fixed Annuities, and Money Market Accounts is abysmal. 

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