Guaranteed Universal Life Insurance and AG 38, Some People get what they Deserve

AG 38Though we've talked about it in other venues, I just realized we've never spent time here on the Insurance Pro Blog discussing much about AG 38 and its impact on the industry. That ends today.

Guaranteed universal life insurance has always been a somewhat boring topic to me from a daily professional life point of view. It doesn't fit all that well into my usual paradigm of life insurance plan design, and as a result is often skipped over (rightfully so) by me. However, purely from a thought exercise point of view, guaranteed universal life insurance is quite possibly one of the most fascinating products the industry has ever dreamed up.

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