Everything You Always Wanted to Know About Rate of Return

Compound Annual Growth Rate vs

I’ll be honest with you—writing this post makes me feel a bit like Jack Nicholson’s character in the movie “A Few Good Men”. Remember when Nicholson is being questioned by Tom Cruise in the most memorable scene from the movie and Cruise is demanding the truth? Nicholson replies, “You can’t handle the truth!” So, what …

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Why Your Rate of Return is always Different

Why Your Rate of Return is always Different

Most of us have seen the marketing brochures distributed by mutual fund companies and investment products salespeople as an inducement to place our money in a fund. At the very least, we’ve encountered historical returns posted within a 401k plan that some people use to help select where they place their money.

But have you ever noticed that when you look at the historical return data, your rate of return seems to magically be different? What gives? Some might explain this as entry and exit variances that alter the yield vs. the calendar year assumptions put in place on the historical data and to some degree this is true. But the real answer to this lies a little deeper and has to do with a little slight of hand, and some simple mathematics.

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026 Now We All Know What Age Nearest Means

026 Now We All Know What Age Nearest Means

(Complete Show Notes Below)

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In this 26th episode of the Financial Procast:

Estate Planning-It's Not Just for Rich People

When's the last time you reviewed your beneficiary designations on your life insurance policy(s), retirement accounts (IRA's, 401k's, etc.) and your will/trust/medical directives?  If you're anything like most of us, you’ve probably not re-visited your documents as recently as you should have.

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The Retirement Income Opportunity has arrived

The Retirement Income Opportunity has arrived

If you've read any of my previous posts, it's no big surprise to you that I'm very passionate about the subject of retirement income.  Honestly, I think this is one of the biggest boondoggles for financial advisors, investment companies and life insurance companies.

None of them have been prepared for the growing demand that is now upon us to help our clients distribute their accumulated wealth in the best way during their retirement.

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