Yeah you read that right. In a recent story over at CNBC, How to Invest for a (Mostly) Tax-Free Retirement life insurance is actually given a little a tip of the hat! Clearly, the world is coming to an end. The mainstream financial media usually takes great pleasure in beating up on whole life insurance and …
Participating whole life insurance is a form of cash value life insurance that is often used with a focus on its cash accumulation capabilities and retirement income generating prospects. In fact, we’d argue quite forcefully that if one wishes to use whole life insurance as an asset, participating is a key attribute to any chosen …
When it comes to evaluating whole life insurance dividends and whole life insurance yields it’s important to keep an eye on the investment results of a company’s general account. The general account is the collection of assets the company holds under management to support most of its fixed insurance products. Since investment return is one …
Many of the people who reach out to us hope to use cash value life insurance to create retirement income. They’ve heard about this possibility, maybe read a book or two that talked about it, and, in some cases, even talked to a “certified” advisor. But, they’re still scratching their heads as to how it …
Perhaps I should start a section on the Insurance Pro Blog called “Dumb Agent Tricks,” and it could be a new home for information on 7702 Private Plans and Investment Grade Life Insurance. I realize the life insurance business is a tough one. What with all the talking about death and dying I realize just …
Northwestern Mutual is a large mutual life insurer well known for it’s financial stability and smug career agency sales force. Another thing the “Quiet Company” is somewhat well known for within the industry is its not so quiet approach to brandishing about its latest investment moves. A few weeks ago we learned that Northwestern now …
Indexed Universal Life has become a star of the cash value life insurance world, but oddly this relatively simplistic product has been the center of a little confusion–unfortunately in large part on the behalf of the agents that sell them. httpvh://youtu.be/Qjck84AjGfw
If you’ve read any of my previous posts, it’s no big surprise to you that I’m very passionate about the subject of retirement income. Honestly, I think this is one of the biggest boondoggles for financial advisors, investment companies and life insurance companies. None of them have been prepared for the growing demand that is …
We’ve been hammering the alternative investments point pretty hard lately, and this is because the financial services industry is abuzz about what to do with its tarnished image for cuddling up with the main stream stock market for so long and and now being accountable for it’s general lack of reliability to the average investor. So, …
Building a substantial wealth portfolio involves strategic planning and understanding of various financial instruments. Tax-free wealth strategies are essential to this planning, offering avenues to grow your investments while legally reducing taxes. By employing tactics focusing on tax-exempt securities such as municipal bonds and considering life insurance policies with cash value components, you can enhance …
