Search Results for: investment income
Whole Life Insurance as an Investment
If you spend any time looking around this site, you’ll find plenty of content detailing the various features of whole life insurance. We’ve detailed at length the use of whole life insurance specifically for its ability to accumulate cash value that the policyholder can use while he/she is alive. But we do not refer to …
How to Plan Retirement Income
It occurred to me recently that 2018 marks a milestone anniversary for me. I’ve now worked professionally in the financial services/insurance industry for 10 years. That’s 10 years of being paid to assist people to navigate various financial mazes. Most usually the primary topic at hand is life insurance, but there are plenty of circumstances …
How Does Life Insurance Create Retirement Income?
We all understand that life insurance provides a death benefit, but its ability to offer additional financial resources are spectacular and often understated. If you’ve researched the topic of life insurance at all, you’ve likely run into mention of using life insurance to create income. Many time the discussion revolves around retirement income and this …
Five-Year Whole Life Insurance Company Investment Yield Trend: 2016 Edition
For five years, we have tracked the investment yield trend of whole life insurance companies and we continue to analyze this data every year because investment income is a primary driver of dividends paid to participating insurance policy holders. Investment income is not the only contributor to any insurance company’s dividend payout. The other …
IPB 067: Should You Use Life Insurance to Diversify Your Retirement Income?
How could life insurance fit into your overall retirement income plan? That’s what episode 67 is all about. For most people going forward, relying on pensions to form a stable foundation for their retirement will not be an option. That means that most will be faced with two income sources: Social Security Income generated from …
Life Insurance as an Income Producing Asset with the Power of Leverage
We’ve talked a lot about using life insurance as an income producing asset. Many people stumble a bit when they first attempt to wrap their head around the notion of using “insurance” either as a place to save money or as an asset from which they can generate income. I raised an eyebrow or …
Why Life Insurance Works So Well for Retirement Income
Using life insurance to generate retirement income is a slightly advanced subject within the world of financial planning. Stock jockeys hate it, and life insurance agents love it. No surprise there. So, is there something that life insurance brings to the table that is truly special, or are you better off betting your chips on …
Life Insurance to Create Retirement Income
How to Use Life Insurance to Create Tax-Free Retirement Income By: Brandon Roberts & Brantley Whitley of The Insurance Pro Blog 1. The federal government has a plan. Whether or not you choose to accept it–is irrelevant. As the late Senator, Daniel Patrick Moynihan, once said: “Everyone is entitled his own opinion, but …
Fixing the Internet: Why Whole Life Insurance is NOT a Bad Investment
The “is whole life insurance a bad investment?” discussion is a great example of the classic advice we were given when the internet was a fairly new phenomenon and we had only just begun to use it as a resource for information. As we were out searching the world wide web with Metacrawler we were …
