Category Archives for Insurance Pro Blog Podcast

IPB 017: Beating Up on the 529 Plan

Ever pick on something that was so easy to make fun of that it makes you feel a little bit guilty? Yep, me too. And that's exactly how I feel about the 529 plan. It's bad in so many different ways that

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IPB 016: The Universal Life Insurance Expense Debacle

Perhaps you've heard or seen some of the rumblings about certain life insurance companies raising their cost of insurance (COI) charges on blocks of universal life insurance business. To be sure, this

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IPB 015: The Infinite Banking Concept

We've are often asked about the Infinite Banking Concept and our opinion of it. If we you want to read more about it, we've actually written some other posts about it in the past. You can find those here: Infinite

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IPB 014: Why Your Financial Advisor Never Talks About Life Insurance

So…why doesn't your financial advisor seem all that eager to get into a discussion about life insurance? Most, other than suggesting you should probably have some term insurance will never even bring

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IPB 013: Life Insurance is the Ultimate Emergency Fund

Today we're keeping with the theme from last week's episode. We're discussing the alternatives that you have to whole life insurance. So, if you weren't stuffing thousands every year into your whole life

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IPB 012: Whole Life Insurance vs. the Stock Market

We've been asked to compare whole life insurance vs. the stock market too many times not to make at least one episode about it. It's not a comparison that we're wild about making. First, it makes it seem

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IPB 011: Universal Life Insurance Policy Loans

Today's episode is all about universal life insurance policy loans. Yeah, not the most exciting topic…we know. However, it's important to have at least a high level of understanding on the subject

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IPB 010: An Introduction to Universal Life Insurance

Today we're backing up a bit before we move forward. As it turns out we already have the next couple of months episodes already mapped out…which you'll know is very unusual for us if you've been

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IPB 009: Whole Life Dividend Recognition–Direct vs. Non-Direct

The debate over dividend recognition with participating whole life insurance policies has been raging for about three decades. For most of that time, it's a debate that existed only in the annals of the

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IPB 008: Whole Life Insurance Policy Blending Explained

In episode 8 of the Insurance Pro Blog Podcast we're talking about whole life insurance policy blending. Sounds exciting right? It might be to those of you who've been listening to and/or reading our

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IPB 007: 2016 Whole Life Insurance Dividend Recap

Well, we knew that you would need something to distract you from all the things you SHOULD be doing today…shopping for last minute gifts, going to family gatherings, snapping together plastic stuff

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IPB 006: Sequence of Returns Risk

In the world of risk there are specific things that typically get mentioned–market risk, liquidity risk, interest rate risk and systemic risk. But before you all run away thinking that we're going

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IPB 005: Life Insurance, The Income Producing Rockstar

  When most people think of life insurance, the first thing that comes to mind is the death benefit that it provides to loved ones or causes after you die…right? That's a pretty obvious benefit

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IPB Episode 004: Whole Life Insurance is Awesome and We Have Historical Proof to Back It Up

Over the last few years…basically since the beginning of the Insurance Pro Blog going back to the summer of 2011, we've been preaching the gospel of whole life insurance. Sure, there have been plenty

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IPB Episode 003: Whole Life vs. Indexed Universal Life–Which is Better?

When it comes to battles in the life insurance world, none rivals the one that exists between those squarely in favor of whole life insurance always being the best option versus indexed universal life

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IPB Podcast Episode 002: Life Insurance Policy Design

Did you know that not all life insurance policies were created with the same intention? No, I'm not referring to the difference between whole life insurance and term life insurance. That's a pretty obvious

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IPB Podcast Episode 001: Why Life Insurance?

Insurance Pro Blog podcast episode number one…Why Life Insurance? For those who don't know, or even those who think they know, we'll tell you clearly…we do actually own and operate a life insurance

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