Well it seems we narrowly averted the fiscal cliff as we rang in the New year. I’m sure that we’re all breathing much easier now. At least we’ll get a momentary reprieve from the political circus that’s dominated the national conversation over the past few weeks.
Can you detect a bit of sarcasm in my writing?
This one has been around for a while but is picking up steam recently, are they going to start taxing life insurance?
Given the fiscal cliff and the we have an answer no wait no we don't whip saw that has been taking place in Washington, it's no surprise that every fear monger out there has taken a moment to jump on this train. Let's not forget NAIFA and IFA-PAC's constant need to recruit and open up members' wallets by shrilling this one at every luncheon and on every newsletter (they're coming and their coming after us!). We can't always hate them though, props of course, for their work on 151a.
But whether we like it or not we're in a pretty serious financial situation and that means we have to take all theories about how Congress will rob Peter to pay Paul. So, let's discuss why or why not Congress will drill deeper into your pockets and start raiding your life insurance policy for tax revenue.
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2012 has been a fascinating year to say the least–from equity funds hemorrhaging, to principle based reserves, to bonds being en vogue, all the way to dollar coins.
Today we answer all your questions.
Ohio National Life has announced its 2013 dividend interest rate. This was actually announced a few weeks ago, and announcing has been on the to-do list, but we were a tad side tracked.
Ohio National will pay out $76 million in policy holder dividends for in 2013.
Today, I’m venturing a ways off the strictly insurance-related path to discuss a topic that is more closely tied to general personal finance. While it’s an important topic to address, the majority of financial bloggers/writers/authors tend to screw it up.
I'll be very up front about the fact that I'm stereotyping badly with today's post regarding financial advisors and cash value life insurance. I realize there's a lot of liberal interpretation regarding what it means to be a “financial advisor.” But for today's purposes, we'll refer to financial advisors as those who primarily focus on gathering assets to manage.
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Bank of America decides it needs to protect itself from an evil blog
On the list of things Jim Cramer can't do, we've got one more item
Do clients cheat on their advisors? Does anyone really care?
Americans' New Years Resolutions, we can tell you what's not on the list
Special Note: We will have one last Financial Pro Cast Episode for 2012 on Monday January 31st. This will be a special year end review episode where we'll answer your questions on any topic regarding personal finance. Contact us here with your questions for our special episode.
The long awaited deal is done and the sale of Aviva Life USA to Athene Holdings has officially been announced.
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Warren Buffet reminds CNBC: who's your daddy?
FINRA does something that actually makes sense
Investors tell the world they aren't all that happy with their advisor
Has your advisor become oddly obsessed with mutual funds and lending products? We might have an explanation for that
Whole life blending, as we've discussed before, is a process for designing cash value life insurance to maximize cash value available to the policyholder/client and income potential.
Still, there are those who like to suggest it doesn't matter. Those who would spend time arguing against a policy that is designed to maximize paid-up additions when it comes to your annual outlay.
We recently realized that we made a big mistake when it comes to how we talk about this. And today, we'll fix that mistake.
