Prudential Life Insurance-the rock of Newark?

Prudential Life Insurance-the rock of Newark

Today we begin our foray into dissecting all of the different life insurance companies that are available in the market today.  Perhaps more importantly we will review their specific policies and the nuances that lurk within.

The first company we’re going to look at is Prudential life insurance and more specifically we’re going to dig into their Term Essential,Term Elite, and WorkLife 65

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Disability Insurance Is True Mortgage Protection Insurance

Disability Insurance Is True Mortgage Protection Insurance

When most people in the insurance industry bring up the topic of mortgage protection insurance, they're simply talking about buying a term life insurance policy to payoff of your mortgage in the untimely event that you die before you were planning to.

Yes, indeed there are some us who aren’t fortunate enough to be able to tell the exact date we shall make our grand exit.

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Disability Insurance for your Retirement Plan

Disability Insurance for your Retirement Plan

Contrast all the noise about your 401k with the deafening silence of financial pundits discussing how to protect your retirement plan with disability insurance.  No one can deny that we place a tremendous focus on the accumulation of retirement savings in our country.

I think we've pretty much all accepted the fact that we have to take this on as a personal responsibility and that this afternoon's Barnum & Bailey three ring circus on Capitol Hill cannot be counted on to help us out in retirement. (excuse the run-on)

Or is that just me?

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Why Pay for Individual Disability Insurance?

Why Pay for Individual Disability Insurance

One of the most common questions surrounding disability insurance is, “If I have a group disability insurance plan why would I need to buy my own disability insurance outside of my employer sponsored plan?”

Well, I'm not suggesting that you always should but I am suggesting it's something you need to weigh objectively because it's just too important not to do the investigation.

You really have nothing to lose by doing the comparisons.  After doing the research and comparisons, you'll decide one of three things:

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