All posts by Brantley Whitley

IPB 119: Musings from Father 401k

It's not much of a stretch to suggest that the 401k has become the default option for most people to fund their future retirement. For most folks, that's pretty much the only option offered by their employer–or

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IPB 117: Why Are Life Insurance Companies Afraid to Communicate?

Why is that life insurance companies seem so reluctant to answer important questions? If you've been in the life insurance biz long enough this is probably one of your many laments. It certainly is for

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IPB 116: Life Insurance Policy Loan Pitfalls

Before anyone reads the title for this post/podcast and thinks we've suddenly reversed course on our fondness for cash value life insurance, think again. We've not changed our minds, we're just pointing

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IPB 115: Annuities Today, Life Insurance Tomorrow

Recently, the Securities and Exchange Commission has started taking comments from the public in an effort to build their own version of the failed DOL fiduciary rule. Take a few minutes and look at the

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IPB 113: The Stumbling Blunders of Accordia Life Insurance Company aka Global Atlantic

Today’s topic is not so much about the mechanics of everyday life insurance but diverges into the seedy underbelly of the industry and the problems that certain transactions have caused. Well, one particular

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IPB 108: Should it be Fee Only vs Commission Financial Advisor?

Today is less about the mechanics of life insurance in the aspect of how it applies to you, but more in how it applies to us. We wanted to dive into the fee only vs. commission financial advisor model,

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IPB 107: When Interest Rates Go Up, Bonds Go Down. What Does It Mean for my Life Insurance?

Everybody wants to know what is going to happen with the insurance industry if interest rates go up, go down, stay the same, etc. So, we figured today was as good a day as any to address some speculation

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IPB 106: Diversifiable Risk vs Market Risk: The Discussion You’re Not Having

Today we’re talking about what happens when it all falls apart. DISCLAIMER: We’re not offering any sort of individualized investment advice. This is for entertainment purposes. We just sell life insurance. For

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IPB 105: Is Indexed Universal Life Insurance Worth it even if the Interest Rate Assumptions are Wrong?

We’re going back to a topic that circles the indexed universal life Insurance wagon. This subject comes up from time to time, and the core question is: is indexed life insurance worth it? And, why do

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