All posts by Brandon Roberts

Paid Up Additions: The Magic of Cash Value Life Insurance

The paid up additions feature of a whole life insurance policy is one of the most powerful components with respect to cash value accumulation.  Most whole life products have a paid up additions (PUA)

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The Chartology They Don’t Really Like Talking About

Ever flip on over the CNBC and watch their stock picking experts talk about chartology?  It's the process of looking at a graphical depiction of a stock or market performance and making “educated”

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Here’s the Best Part, You Can Spend It!

Here's something we should address right off the bat that I think a lot of people in the BOY et. al. crowd tend to forget to mention: YOU CAN SPEND YOUR MONEY!  So, if today I'm serving you dinner in

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What Is Universal Life Insurance & How Does It Work?

Prior to booming interest rates from the later '70s and early '80s, your life insurance options were pretty much term insurance and whole life insurance (and these nifty things calls endowment contracts

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What Is Whole Life Insurance & How Does It Work?

Known by a few different names, and probably the most tweaked product in the industry, Whole Life (aka straight life in older circles) has a several centuries history of offering guaranteed death benefit

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What Is Term Life Insurance & How Does It Work?

The simplest form of life insurance is called Term Insurance.  Term takes its name from the notion that it is purchased simply for a term (period of time), after which is it no longer renewable.  Not

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Hello World: This Blog and the United States Share a Birth Month

It started on a cold dark night… Sort of, actually more late afternoon/early evening, but this post is going up as we drag into an unseasonably cold evening even for New England.  Everyone has to

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