If you'd invested at the very top of the last market cycle–October 9, 2007, you'd now have slightly more than doubled that investment (according to the Wall Street Journal) despite the vomit-inducing period of the next few years where you watched your money cut in half.
That's all fine but when I saw that mentioned as a sort of passing statement in the WSJ article, I immediately thought…
I wonder how an indexed universal life insurance policy (given the same parameters of a lump sum dump in) would have fared during the same time frame?
So…we punched up the numbers to find out.
If you're curious…listen to the full episode to hear the result.
Brantley is a practicing life insurance agent and has been for nearly 18 years. After years of trying to sell like his sales managers wanted him to, he discovered that people want to buy life insurance if you actually explain the benefits.
IPB 108: Should it be Fee Only vs Commission Financial Advisor?
IPB 107: When Interest Rates Go Up, Bonds Go Down. What Does It Mean for my Life Insurance?
IPB 106: Diversifiable Risk vs Market Risk: The Discussion You’re Not Having
IPB 105: Is Indexed Universal Life Insurance Worth it even if the Interest Rate Assumptions are Wrong?