Category Archives for Retirement Income Planning

401k’s Aren’t the only Retirement Plan that can Leave you High and Dry

We’ve definitely not shown a lot of love and admiration for the old 401k Plan around here. While  there may be circumstances where contributions to a 401k make sense (though relatively few circumstances)

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The Dow Jones Industrial Average: 8% per Year?

While there is no doubting the last couple of years have been really great years for the stock market (if you think of it in terms of the growth over the year, rather than growth from many years past),

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Ted Benna: The 401(K) Giveth and Taketh away

By all accounts Ted Benna should be heralded as an American hero. But I’m willing to bet most of you have never heard the name. Ted is credited as being the guy who created a financial tool that reformed

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Can we Please Stop Pretending that Market Corrections are Unusual and Rare?

Stock Market Corrections are a fact of life in a our economy. There are several theories that seek to explain this phenomenon, and I personally like to think it’s a result of our warped implementation

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Why Your Rate of Return is always Different

Most of us have seen the marketing brochures distributed by mutual fund companies and investment products salespeople as an inducement to place our money in a fund. At the very least, we’ve encountered

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Exotic Investment Schemes are NOT Always Better

Have you ever met someone who has had the next great investment idea?  It may be a really good friend, perhaps someone that you see on the cocktail party circuit or in many cases it’s your friendly

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CNBC Thinks Life Insurance Works for Retirement Income?

Yeah you read that right.  In a recent story over at CNBC, How to Invest for a (Mostly) Tax-Free Retirement life insurance is actually given a little a tip of the hat! Clearly, the world is coming to

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Stock Ownership Hit’s New Low According to Gallup

Earlier this month, Gallup released data it collects concerning stock ownership in the United States. The data show that stock ownership among Americans is at its lowest point since Gallup began tracking

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Be careful how you save—Your IRA and 401k may be a trap

Since I’m never really one to go with the flow, today I’ll hold true and bludgeon the sacred cow of all financial advice gurus—the IRA and the 401k. It’s not that I’m trying to be controversial

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