Archive for the Retirement Category


Ted Benna: The 401(K) Giveth and Taketh away

By all accounts Ted Benna should be heralded as an American hero. But I’m willing to bet most of you have never heard the name. Ted is credited as being the guy who created a financial tool that reformed personal finance throughout the last three decades and made more Americans members of the stock investing [...]

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How Much Money Do I Need to Retire? A Million Dollars Ain’t What It Used to Be.

We have a lot of conversations that start with “How Much Money Do I Need to Retire?” And one thing remains very apparent to us…a million dollars (cash) at retirement is not enough. Particularly if the lifestyle you are accustomed to was afforded by an income reaching well into the six figures. Now, that begs [...]

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What’s The Problem With My Pension?

For the past few decades, a big part of the American Dream was to go to college, get a great job with a big company, work there for forty years and then spend your days cruising around in your golf cart in some place like Boca Raton, Scottsdale or Palm Desert. Of course this whole [...]

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7702 Private Plan?

Several years ago, (we’re a little fuzzy on the details as to exactly when) someone somewhere within the insurance industry made a fascinating discovery, which gave way to something referred to as a 7702 Private Plan. What might this fascinating discovery be?  A tax loophole?  The introduction to a new financial product that would bring salvation [...]

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How Come People aren’t Laying Dead in the Streets? Retirement for the Baby Boomers

If you’ve spent any time reading the financial press you’ll likely notice that Americans are chronic under-savers and this spells bad news for retirement.  In fact, it turns out we’re so bad we recently reviewed a lot of the ideals Alan Greenspan championed and it turns out he might not have been exactly right (or [...]

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