Archive for April, 2017


IPB 066: Life Insurance Design Q&A

  It’s been a while since we’ve done any sort of FAQ episode. So, today we remedy that with three of the most commonly asked questions we get about life insurance policy design when seeking cash accumulation as your primary goal. We answer the following questions: What is the 7 pay test and is it […]

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IPB 065: According to DALBAR Average Investor Results Are Below Average

  Over the last few years…basically since the beginning of the Insurance Pro Blog going back to the summer of 2011, we’ve been preaching the gospel of whole life insurance. Sure, there have been plenty of people who’ve come along to tell us how wrong we are and how a simple investment in an index […]

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IPB 064: Sorry, You’re Not Rich Yet

  A million bucks ain’t what it used to be. There is a movement afoot to liberate people from their life of indentured service aka “a job”. While we believe it’s a noble pursuit to pursue financial freedom–having a passive income that exceeds your living expenses–we also feel that people are going to need more […]

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Wait…Aren’t Fixed Indexed Annuities Evil?

  According to all media reports and the long fought battle around the Department of Labor’s new “Fiduciary Rule”, fixed indexed annuities are evil. If that’s so…why are more people than ever choosing to purchase them? Based on recently released numbers from 2016, sales of fixed annuities are on the rise. Here are some of […]

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