Archive Monthly Archives: February 2016

IPB 015: The Infinite Banking Concept

We've are often asked about the Infinite Banking Concept and our opinion of it. If we you want to read more about it, we've actually written some other posts about it in the past. You can find those here: Infinite

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The Power of Whole Life Insurance in a Down Market

  A few weeks ago a client of ours (we’ll call him Ted to protect his identity) reached out to us looking to take a policy loan from a whole life policy he owns. A unique and, arguable rare, opportunity

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IPB 014: Why Your Financial Advisor Never Talks About Life Insurance

So…why doesn't your financial advisor seem all that eager to get into a discussion about life insurance? Most, other than suggesting you should probably have some term insurance will never even bring

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IPB 013: Life Insurance is the Ultimate Emergency Fund

Today we're keeping with the theme from last week's episode. We're discussing the alternatives that you have to whole life insurance. So, if you weren't stuffing thousands every year into your whole life

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Risk Adjusted Return for Life Insurance Assets – Whole Life Insurance

I personally take risk adjusted rate of return very seriously. My focus on it largely comes from the notion of taking calculated risks to achieve various levels of return. For example, one might make a

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IPB 012: Whole Life Insurance vs. the Stock Market

We've been asked to compare whole life insurance vs. the stock market too many times not to make at least one episode about it. It's not a comparison that we're wild about making. First, it makes it seem

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Life Insurance as an Income Producing Asset with the Power of Leverage

  We’ve talked a lot about using life insurance as an income producing asset. Many people stumble a bit when they first attempt to wrap their head around the notion of using “insurance” either

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