Archive Monthly Archives: January 2016

IPB 011: Universal Life Insurance Policy Loans

Today's episode is all about universal life insurance policy loans. Yeah, not the most exciting topic…we know. However, it's important to have at least a high level of understanding on the subject

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When a 5.75% Return is Better than an 8% Return

It’s not uncommon to hear an investment salesperson or financial guru looking to chum the waters for a possible comment section debate make a statement like “whole life insurance/universal life insurance

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IPB 010: An Introduction to Universal Life Insurance

Today we're backing up a bit before we move forward. As it turns out we already have the next couple of months episodes already mapped out…which you'll know is very unusual for us if you've been

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Think 8% Returns are Realistic? At Least One Robo-Advisor Disagrees

  For years the investment industry—and various financial gurus—have told us that we can achieve an 8% (or better) return on our money by “investing in stocks.” That statement is vague on

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IPB 009: Whole Life Dividend Recognition–Direct vs. Non-Direct

The debate over dividend recognition with participating whole life insurance policies has been raging for about three decades. For most of that time, it's a debate that existed only in the annals of the

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IPB 008: Whole Life Insurance Policy Blending Explained

In episode 8 of the Insurance Pro Blog Podcast we're talking about whole life insurance policy blending. Sounds exciting right? It might be to those of you who've been listening to and/or reading our

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Sequence of Returns Risk and Indexed Universal Life Insurance

We’ve addressed the subject of sequence of returns risk in the past. We’ve even discussed it on the new Insurance Pro Blog Podcast. This subject has become a hot topic in more recent years as financial

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