Archive Monthly Archives: October 2015

BREAKING NEWS: Northwestern Mutual Announces 2016 Dividend

The Northwestern Mutual Life Insurance Company has announced its intentions to pay $5.6 billion in dividends to policyholders in 2016. This represents an increase over 2015 of $120 million.

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Do 80% of Whole Life Policyholders Cancel their Policies?

Spend anytime looking around the internet for reasons not to buy whole life insurance and you’ll inevitably land on pages claiming that 80% or more of whole life purchasers cancel their contracts. The

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Same Stock Market, Two Different Decades

We know the stock market is volatile and we know that stock market losses happen. Traditional advice is that losses can be recouped with time so any investor whose stomach twists into knots when he or

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NIRS: Rising Cost of Long Term Care Biggest Obstacle in Preparing for Retirement

The National Institute on Retirement Security released data during the first quarter of this year looking at how American’s view retirement and specifically retirement preparedness (or the lack thereof). The

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187 What Should We Do When We Run Out of Other People’s Money?

“The problem with socialism is that you eventually run out of other people's money.” Margaret Thatcher Not much that needs to be added to that quote. We are seeing what happens when the government

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2015 Whole Life Insurance Dividend Analysis

You can find the latest Whole Life Insurance Dividend Analysis here. In 2013 we released the industry’s first public analysis on variation in dividends for major participating whole life insurance products.

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186 It’s Tough To Get A Job With Half An Associates Degree

Newsflash: someone has finally exposed the real problem with student loan defaults. Turns out that half a degree doesn't get you a decent return on investment for money you borrowed. And we all know why

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Certificate of Deposit Alternative: Multi Year Guaranteed Annuities

For the conservative savers out there who have found frustration in plummeting certificate of deposit rates, we have an alternative savings strategy you’ll likely want to know about. For years the insurance

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185 Amazing, Simple, Easy, Fair

Well, today may be the shortest full-length podcast we've ever recorded. You're welcome for that little gift. Here's what we discussed in episode 185: New research shows that 401k's haven't hurt retirement

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