Five Year Indexed Universal Life Insurance Company Investment Return Trend: 2014 Edition

Archive for December, 2014

Five Year Indexed Universal Life Insurance Company Investment Return Trend: 2014 Edition

By Brandon Roberts on Monday, December 29th, 2014 | No Comments

Indexed universal life insurance investment return on assets is an indicator we use to measure how well an insurer can maintain returns on its cash value products. Just like the whole life insurance investment return trend we published earlier this month, the same general principal applies (i.e. a higher return on assets held at the insurance […]

Why don’t more Financial Advisors Sell Life Insurance?

By Brandon Roberts on Monday, December 22nd, 2014 | 1 Comment

The holiday season now firmly has it’s grip around many of us and since we opted not to produce an end of the year podcast that answered questions we receive from various readers and listeners, I figured I’d entertain a question that came up recently that has been asked probably twice before in emails sent […]

151 Lawsky, Lew, & the Law

By Brantley Whitley on Thursday, December 18th, 2014 | No Comments

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Well, it looks like we’ve survived another year…both literally and figuratively. This is our last episode of the Financial Procast for 2014 and we would like to sincerely thank all of your who listen regularly, occasionally or even just for a few minutes here and there. No doubt we are humbled that anyone listens to […]

Top Indexed Universal Life Insurance Carriers for Cash Accumulation 2014 Edition

By Brandon Roberts on Monday, December 15th, 2014 | 1 Comment

We all know indexed universal life insurance has taken its place at the top of the leader-board as the dominate form of universal life insurance when cash accumulation is a primary consideration. It’s also the #1 growing type of life insurance in the United States and has held this title for several years. There’s a […]

150 Fa-la-la-la-la You’re Broke

By Brantley Whitley on Thursday, December 11th, 2014 | No Comments

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Today we’re sharing our Christmas cheer with all of our listeners–you should all be excited. Along with our healthy dose of holiday spirit there’s also a somewhat harsh reality check coming for all those who love to spend, spend, spend during this time of year. But it’s not all about admonishing you not to spend […]

Do Life Insurance Guarantees Matter?

By Brandon Roberts on Monday, December 8th, 2014 | No Comments

Life insurance guarantees are sometimes heralded as a key benefit. Many whole life insurance contracts are sold with a focus on the fact that the policy boasts various guarantees that—while admittedly impressive in a relative sense to all other financial products—are often overplayed. But do these guarantees actually matter? And what does the guarantee represent—I mean […]

149 This Is What Responsible Borrowing Looks Like

By Brantley Whitley on Thursday, December 4th, 2014 | No Comments

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As you’ve probably already guessed, at least one of things up for discussion today has to do with the renewed vigor of the mortgage lending market. But not to worry, it’s not all about poking fun at so-called “responsible borrowing”. No…we have a few other topics of interest as well.

Five-Year Whole Life Insurance Company Investment Yield Trend: 2014 Edition

By Brandon Roberts on Monday, December 1st, 2014 | No Comments

Whole life insurance investment yield on assets is an indicator we use to judge how well the insurer will be able to maintain returns on its cash value products. It’s not a perfect metric, but when we look at it in terms of the general trend, we can make assumptions about how the trend of […]

Archive for December, 2014