Archive for June, 2014

119 Fees, Fees, Fees Everywhere

In this episode of the Financial Procast we’re discussing the tendency that some people have to obsess over details of a financial product purchase that don’t really matter. At the end of the day, the only thing that matters is how much benefit you derive from the product that you purchase. All the stuff that […]


118 Annuities = Income: Enough Said

We bet you didn’t know that June is annuity awareness month.  In fact, we didn’t realize it until yesterday. And since we did an episode in May to honor Disability Awareness month, we figured we should give equal time to Annuity Awareness month. Of course we assume that you are all aware that annuities exist […]


117 Diversification: It’s More Complicated Than You Think

Diversification is everyone’s favorite topic in the world of personal finance. Too bad it’s so often misunderstood and watered down. Today’s episode is all about why you, as an individual, cannot replicate what an institutional money manager does. And this discussion goes far beyond just selecting investments. Why not just go out on your own? […]


I’m Not a Financial Expert: But I Play One on the Internet

Today we are here to cast a few stones at the so-called financial experts and financial bloggers that spring up all over ye olde interwebs. if you’re wondering we do have a hate mail folder. What stones are we casting? Well, we’re going to talk about the dispensing of advice and information as it relates to […]


115 But I Deserve My McMansion

Today we’ve come to talk about two things as it relates to the housing market: 1.  The Burgeoning and exciting growth of the housing market after the precipitous fall in 2007-2009 and 2.  The envious Americans that can’t afford to buy the house they want and feel the need to complain about it. In fact, […]


114 Your Pension Just Got Better

Unfortunately this week we don’t have a Tommy Boy clip to weave in to the Financial Procast, so you’ll have to be entertained or at least mildly amuse by our “normal” sense of humor. Today instead we figured we talk about pensions. Less so pensions in particular and more so that the AARP recently published […]


113 Life Insurance Guarantees: But It’s Not on the Box!

I’m sure there are some of you who will pick up our little easter egg in the title of today’s financial procast. For those who remember that great scene from the movie, Tommy Boy, I give you permission to skip down to the bottom of this page to watch a little clip. And for those who […]


112 Dave Ramsey 12 Percent Magic

For a number of years Dave Ramsey’s 12 percent assumed rate of return has been a mainstay of the radio hosts’s case for the average American to invest in the stock market.  He believe that this strategy yields the best path to prosperity. Many have taken Dave’s suggestion at face value while others–like us–raise an […]


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