Archive Monthly Archives: September 2013

Why Your Rate of Return is always Different

Most of us have seen the marketing brochures distributed by mutual fund companies and investment products salespeople as an inducement to place our money in a fund. At the very least, we’ve encountered

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Top Reasons for Owning Cash Value Life Insurance: #2 Leverage

Finance is a funny topic. For some it means little more than buying some low cost index funds and not accumulating massive amounts of debt. For others it’s mostly about contributing to a 401k or traditional

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056 Cash is King

(Complete Show Notes Below) In the 56th episode of the Financial Procast: Today we are diving into a financial planning strategic philosophy.  This really serves as an overarching theme in everything

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Fixing the Internet: Why Whole Life Insurance is NOT a Bad Investment

The “is whole life insurance a bad investment?” discussion is a great example of the classic advice we were given when the internet was a fairly new phenomenon and we had only just begun to

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Top Reasons for Owning Cash Value Life Insurance: #3 Market Neutral

Market neutrality à la diversification is a subject that often baffles the average financial or investment consultant. My sneaking suspicion has been that this is a result of training focused specifically

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055 Strippers and Insurance Agents Aren’t All That Different

(Complete Show Notes Below) In the 55th episode of the Financial Procast:  ESOPs Gone Wild The DOL has filed a lawsuit against the California Pacific Bank.  It seems that after the bank unwound their

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Life Insurance Awareness Month: What Happens When Someone Dies

It’s September, which means it’s also Life Insurance Awareness Month aka LIAM. When asked what we planned to do for LIAM we just sort of laugh. We talk about life insurance on a daily basis, so we’re

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Top Reasons for Owning Cash Value Life Insurance: #4 Taxes

Cash value life insurance and taxes is a conversation that usually goes hand in hand. You see, life insurance and taxes are old friends—kind of like how Alexander Hamilton and Aaron Burr were old buds. So

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054 Certified Stupid

(Complete Show Notes Below) In the 54th episode of the Financial Procast:  The Survey Says… People actually care about what professional designations are held by their financial advisers…or

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