Archive Monthly Archives: May 2013

Stock Ownership Hit’s New Low According to Gallup

Earlier this month, Gallup released data it collects concerning stock ownership in the United States. The data show that stock ownership among Americans is at its lowest point since Gallup began tracking

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039 When Should You Buy Long Term Care Insurance?

(Complete Show Notes Below) In the 39th episode of the Financial Procast: We Poke the Long Term Care Insurance Beast Right in the Eye For a while, we've had people asking us our opinions on long term

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Historical Proof That Blended Whole Life Really Works

Blended whole life is a concept we really like. We maintain that it’s the way to purchase whole life insurance if cash accumulation is your primary goal. Anyone who has learned that you can use whole

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Life Insurance Company Ratings a Marketing Game?

Don’t fall for the marketing hype of a life insurance company being great because their ratings are “Superior”.  In the grand scheme of things, this really isn’t the most important aspect

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038 Meow

(Complete Show Notes Below) In the 38th episode of the Financial Procast: Coaching Clients on Retirement Income Planning a Problem for Advisors It seems that 40% of financial advisors surveyed are having

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An Introduction to Impaired Risk/Substandard Life Insurance Underwriting

Impaired risk life insurance is a trickier realm of the life insurance industry. It involves securing life insurance for people who have health impairments or whom have had health events in their life,

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Life Insurance Companies Love the Estate Tax

I bet you didn’t know how much the life insurance industry really loves having the estate tax stick around?  Yes indeed…according to a recent report on the fox business channel, life insurance companies

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037 Beer and Cheez-its

(Complete Show Notes Below) In the 37th episode of the Financial Procast: Your 401k Statement Might Soon Tell You What Sort of Income Your Balance will Produce That's right…a recent statement from

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Waiting to Buy Disability Insurance…

Yup, it’s disability insurance awareness month. So why not spend a little time discussing what could be one of the most important financial decisions you’ll make in your life? And one such crucial

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