Archive Monthly Archives: March 2013

Your Hometown Agent: Does Proximity Matter?

As most of the regular visitors know,  the Salus Agency is our primary business and we've done quite well assisting people all over the United States as they navigate their life insurance purchases and

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030 Do You Sell Insurance or Encyclopedias?

(Complete Show Notes Below) In the 30th episode of the Financial Procast: Prudential Says Bankers Should Be Jealous In a stunning statement to a group of bankers in Boston, Mark Grier, vice chairman at

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Indexed Universal Life Insurance Income Comparison

Indexed Universal Life Insurance is well-known for its ability to generate a retirement income stream, but how can you tell a good product from a bad one? Most attempts to compare company products fail

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The Cash Value Life Insurance Question-Reddit Style

I know this probably seems like a topic I discuss repeatedly, however, we still receive emails almost daily from people who are being shown cash value life insurance policy illustrations (both whole life

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Thoughts on Term Life Insurance?

A couple of times a month we get a question about term life insurance that I've always found amusing: will you guys write term insurance? I admittedly chuckle a little bit every time we get this question.

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Why is Dave Ramsey Hating on Northwestern Mutual?

Today, I’d like to respond to a clip from Dave Ramsey’s television show on Fox Business where he talks about life insurance as being “terrible” and how buying term and investing the difference

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028 Who’s Your Sugar Daddy?

(Complete Show Notes Below)   In the 28th episode of the Financial Procast: Looks like Ally Bank needs an ally The Fed performed its most recent round of “stress tests” for the largest

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What is Reinsurance?

Reinsurance is a topic few consumers–and not that many more agents–come across. It does however play a serious role in the underwriting process, and that role has a lot more to do with every

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