Archive for December, 2012


Retirement Savings Roulette

As of late, it would seem that a great many people are engaged in a bit of retirement savings roulette and I’m afraid it’s not going to end well for them. Just in case you’ve been living under a rock for the past four years or so, interest rates paid on traditional income generating retirement […]

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015 Is that a Hedge Fund In Your Pocket or Are You Just Happy to See Me?

In this Broadcast of the Financial Procast: A Multi-State Insurance Scam Comes to an End Gen Y Hates Your Face Americans Have “Pension” Envy? Hedge Funds + Annuity = Big Freakin’ Headache!

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The Third Dimension of Cash Value Life Insurance

Cash value life insurance is a funny subject. I strongly admire and strongly detest this product within the American system of finance, long known for its stable returns and obscurity. Proponents tout its many benefits while opponents scream about its expenses and lack of disclosure. For those who have followed us for a while, you’d […]

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Cash Value Life Insurance: A Non-Correlated Asset

Perhaps you’ve heard of the efficient frontier before or maybe not, either way what’s it got to do with cash value life insurance? First let’s start with a brief explanation of the efficient frontier, then I’ll get to the good stuff: The efficient frontier is shown by the lines in the graphic below.  It represents […]

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014 Dollar Dollar Coins Y’all

In this Broadcast of the Financial Procast: -Americans Have Junk in the Trunk! -Is the Student Loan Bubble About to Burst? -Qualified Retirement Deductions May Be Thrown Over the Fiscal Cliff -The GAO is Seeking to Give New Meaning to the term “Coin Purse”

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What is Bank On Yourself®?

Bank on Yourself®  is the brain child of Pam Yellen and is a wealth building and financing strategy that focuses on the use of policy loans on a participating whole life insurance policy. The central premise is not unique to Pam, and her propriety behind Bank on Yourself® is ground in her approach to disseminating […]

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