Archive Monthly Archives: November 2012

Cash Value Life Insurance as an Asset Class – How it Works: Part 1 Whole Life Insurance

It occurred to me somewhat recently that all my praise for cash value life insurance has left some unanswered questions regarding execution.  This is purely a function of precious little time and the

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011 Do the Herky Jerky?

In this Broadcast of the Financial Procast: The election is over…finally. What does that mean for your taxes? OccupyWall Street becomes Occupy Debt? 401k balances soar…kind of. We dive off

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Breaking News: Annuity Pull Backs Penn Mutual and Jackson National Life

This week we had two rather surprising announcements when Penn Mutual and Jackson National Life both announced limitations on new money to their annuity products due to annual capacity attainment. This

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Why We Still Beat the Cash Value Life Insurance Drum

In a world where almost every talking head and financial pundit (think Suze Orman and Dave Ramsey) is telling you that cash value life insurance and particularly whole life insurance are terrible, we stand

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010 Can You Help Me Do the Math?

In this Broadcast of the Financial Procast: The Chairman of the CFP Board resigns under the cloud of an ethics violation We love our cars and the payments that come along with them Hartford would like

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Breaking News: Northwestern Mutual Announces 2013 Dividend

The Northwestern Mutual Life Insurance Company of Milwaukee, WI has announced its 2013 dividend. Northwestern Mutual will pay $5 billion in policy holder dividends, the largest payout in the company's

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Why this Industry Needs Fewer “Salespeople”

Piggybacking on the advice for finding a good insurance agent, I figured I’d take some soap box time this week to roll out a few additional thoughts on the industry. I’ve also thoughtfully provided

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