Archive Monthly Archives: September 2012

Breaking News: Prudential Buys the Hartford’s Individual Life Insurance Business

Late breaking news this afternoon from Daily Finance reports that earlier today, Prudential has reached an agreement to purchase the individual life business of the Hartford.  Now, we've all known for

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004 Free Toaster with your Deposit of $100,000 or more!

In this broadcast, we discuss: – Prudential says, “We don't want your money!” – Ben Bernanke is killing the life insurance industry…maybe. – The biggest tax increase

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2013, The Estate Tax, and You

The Estate Tax is set for a nasty reset come the end of this year if Congress does not act to extend current legislation, or create new. We've steered clear of political discussions on the Insurance Pro

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Universal Life Insurance-From Pure Evil to Absolute Truth

First, I feel like I should explain what I mean when I sub-titled this post a “view evolved from evil to truth”.  It really goes back more than a decade when I was first “quietly” recruited and

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BREAKING NEWS: Prudential Financial Halts Contributions to Popular Variable Annuity Contracts

In a world that has seen more and more hurried announcements of product closures, Prudential Financial made a quick announcement at the end of August that it was stopping future contributions to it's Highest

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003 The Financial Planning Fight Club

In this broadcast, we discuss: – The American College and the FPA are brawling–why? – Indexed Annuity sales are through the roof despite the naysayers – What's the point of the

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Modified Endowment Contract: Pro Blog Style

Modified Endowment Contract is frequently known as a condition where an insurance contract becomes “paid up” within 7 years. That's an okay understanding of a basic principle (it served me

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What Northwestern Mutual’s Latest Conspicuous Investment Adds to the Cash Value Life Insurance Discussion

Northwestern Mutual is a large mutual life insurer well known for it's financial stability and smug career agency sales force. Another thing the “Quiet Company” is somewhat well known for within

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002 What’u Know ‘Bout Cash Value Life Insurance?

 In this broadcast we discuss: – Individual Life Insurance Sales are up so far 2012 – The NAIC approves Principle Based Reserves but nobody's talking about it – A wayward advisor shows

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