Archive Monthly Archives: April 2012

Large Term Life Insurance Cases

Are you a discerning individual looking for a term life insurance policy?  I don't mean large $1 million, I mean large at the very least $10 million and more.  Think it's crazy?  Remember life insurance

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Life Insurance Over 70–be prepared for cognitive impairment testing (memory testing)

Did you know that if you are over 70, and need life insurance, you will be asked to perform cognitive impairment testing? I'm going to clue you in on this relatively new kink in the life insurance underwriting

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Met Life and the Death Master Data File: Snoopy Made a $500 Million Oopsie

Recent news came out this week that Met Life (Metropolitan Life, for those not into the whole brevity thing) will pay about $500 million in a settlement over the whole Death Master File incident.  What

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Can Cash Value Life Insurance be a Substantial Retirement Vehicle?

Following up on the Cash Value Life Insurance as an Asset Class post, I wanted to spend some time talking about how Cash Value Life Insurance  get's used for retirement and wealth accumulation. Believe

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How Come People aren’t Laying Dead in the Streets? Retirement for the Baby Boomers

If you've spent any time reading the financial press you'll likely notice that Americans are chronic under-savers and this spells bad news for retirement.  In fact, it turns out we're so bad we recently

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Whole Life Insurance Distributions, the “Whole” Story

Life insurance agents love to fight over meaningless figures in an attempt to inflate the importance or attractiveness of their products.  Truth is, current facts and figures aren't going to matter all

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The Term Life Insurance Quoting Game

This one is intended for the consumers out there.  Ever tried to compare term insurance rates across an array of different carriers?  Ever wondered why some are consistently so low while others are incredibly

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Cash Value Life Insurance as an Asset Class

I've been meaning to do a piece on Cash Value Life Insurance as an Asset Class.  And this discussion will stem several additional posts to address how placing cash value life insurance in your personal

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