Archive Monthly Archives: January 2012

Single Premium Whole Life Insurance, a Really Safe Place to Store Cash

I'm not going to commit personal finance heresy when I say that as we get older safety of principal becomes way more important than rate of return (personally I believe it's a lot more important even for

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Amateurs…Why I Love to Hate Them

Note: This one took some time and I'm a few days past my normal schedule. It seemed necessary. So I've known about this guy who is apparently an emergency room physician who got burned some years ago

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I Like It

I came a cross this today and thought it was a nice piece done on the subject.  Though I don't personally think LBS is all that and a bag of chips like Guardian career agents (who have exclusive proprietary

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The Methodology Behind “Average” Rate of Return

When someone quotes the rate of return on a specific investment or quotes average returns on an index to support a theory behind achieving similar results in their investment, do you actually know what

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Looking for some Good Ideas for your Emergency Fund? Part 3 Reasons 6, 7, and 8

Here we are, the conclusive post to the Emergency Fund trilogy (sounds special).  Again, if you'd like a refresher on all 8 reasons from the original post they are: Increased rate of return Tax deferral Potentially

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