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Are you tired of new ideas? Why is that people (us included) spend so much time trying to come up with new ideas when the old ones aren't bad?
Let me clear, lest you think I'm a luddite. I'm not saying that things shouldn't improve over time and that new choices aren't a good thing.
But I am a big fan of letting the market decide what's needed, not new mandates from on high. We don't need anyone to build a better mousetrap to help us with saving money for retirement.
Or any other purpose for that matter. What we all need is financial discipline. Make more, spend less.
In light of that, here's what we're complaining about in episode 177 of the Financial Procast:
A Recent Study Suggests More People Should Own Immediate Annuities
The U.S. Economy is Doing Well But No One Seems to Notice?
New Proposal Suggests We Do Away with 401ks and IRAs
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