Participating Dividends and their legality
Americans really do stink at retirement planning
Stocks are still scary
Whole life policy blending explained NOTE: towards the end of this episode Brandon makes a comment about the expected cash surrender value found in a “properly” blended policy. This was a rule of thumb based off old policies that are no longer available. Generally speaking, we know find that a first year cash value between 60 and 70% to be the most optimal and a good indicator of correct design.
Brantley is a practicing life insurance agent and has been for nearly 18 years. After years of trying to sell like his sales managers wanted him to, he discovered that people want to buy life insurance if you actually explain the benefits.